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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,893 | $209,422-62.8% | $178,503-56.4% | $158,982-51.0% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 20.55% | 188.81%-168.3pp | 151.12%-130.6pp | 302.99%-282.4pp |
| Employer contribution / active EE | $6,433 | $5,707+12.7% | $5,011+28.4% | $4,763+35.1% |
| Participant deferral / active EE | $4,008 | $5,955-32.7% | $5,202-23.0% | $5,983-33.0% |
| Admin fee / account holder | $435 | $17,079-97.5% | $13,987-96.9% | $11,252-96.1% |