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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,654 | $202,342-66.1% | $172,753-60.3% | $152,909-55.1% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 25.39% | 1029.88%-1004.5pp | 803.00%-777.6pp | 345.46%-320.1pp |
| Employer contribution / active EE | $6,185 | $5,857+5.6% | $5,144+20.2% | $4,764+29.8% |
| Participant deferral / active EE | $3,924 | $5,948-34.0% | $5,198-24.5% | $5,851-32.9% |
| Admin fee / account holder | $733 | $17,112-95.7% | $13,956-94.7% | $11,601-93.7% |