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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,835 | $165,361-68.0% | $149,715-64.7% | $158,950-66.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.19% | 348.24%-331.0pp | 276.66%-259.5pp | 302.91%-285.7pp |
| Employer contribution / active EE | $3,185 | $5,103-37.6% | $4,645-31.4% | $4,762-33.1% |
| Participant deferral / active EE | $5,148 | $7,182-28.3% | $6,842-24.8% | $5,983-14.0% |
| Admin fee / account holder | $1,005 | $10,808-90.7% | $9,310-89.2% | $11,248-91.1% |