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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,194 | $82,324-75.5% | $68,803-70.6% | $134,545-85.0% |
| Participation rate | 71.4% | 75.1%-3.6pp | 69.0%+2.4pp | 81.2%-9.8pp |
| Annual return | -19.68% | -2.17%-17.5pp | -6.37%-13.3pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,694 | $3,302-48.7% | $2,656-36.2% | $4,742-64.3% |
| Participant deferral / active EE | $5,922 | $4,740+24.9% | $3,942+50.2% | $6,401-7.5% |
| Admin fee / account holder | $3,226 | $6,485-50.3% | $4,936-34.6% | $11,431-71.8% |