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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,224 | $104,694-67.3% | $85,709-60.1% | $167,536-79.6% |
| Participation rate | 25.0% | 76.4%-51.4pp | 69.9%-44.9pp | 82.1%-57.1pp |
| Annual return | 18.94% | 21.45%-2.5pp | 21.49%-2.6pp | 478.82%-459.9pp |
| Employer contribution / active EE | $1,048 | $3,337-68.6% | $2,619-60.0% | $4,839-78.4% |
| Participant deferral / active EE | $4,092 | $4,826-15.2% | $3,924+4.3% | $6,342-35.5% |
| Admin fee / account holder | $127 | $10,035-98.7% | $6,876-98.2% | $12,315-99.0% |