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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,563 | $175,257-84.3% | $149,717-81.6% | $139,456-80.2% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 22.54% | 166.70%-144.2pp | 134.41%-111.9pp | 373.45%-350.9pp |
| Employer contribution / active EE | $2,756 | $5,477-49.7% | $4,820-42.8% | $4,753-42.0% |
| Participant deferral / active EE | $7,483 | $6,521+14.8% | $5,682+31.7% | $6,711+11.5% |
| Admin fee / account holder | $1,306 | $16,156-91.9% | $13,213-90.1% | $11,407-88.5% |