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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,636 | $217,427-94.2% | $185,837-93.2% | $167,518-92.5% |
| Participation rate | 72.7% | 86.0%-13.3pp | 81.7%-9.0pp | 82.1%-9.4pp |
| Annual return | 25.06% | 148.39%-123.3pp | 122.08%-97.0pp | 478.71%-453.6pp |
| Employer contribution / active EE | $2,133 | $5,874-63.7% | $5,168-58.7% | $4,838-55.9% |
| Participant deferral / active EE | $5,923 | $6,357-6.8% | $5,568+6.4% | $6,342-6.6% |
| Admin fee / account holder | $345 | $19,816-98.3% | $16,241-97.9% | $12,312-97.2% |