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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $211,905 |
LPL FINANCIAL5 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $70,000 |
WINDHAM BRANNON6 years Filed as: WINDHAM BRANNON PC Service code 10 · EIN 58-1763439 | Accounting | $41,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,732 | $78,104-41.4% | $104,304-56.2% | $78,104-41.4% |
| Participation rate | 96.0% | 74.5%+21.5pp | 73.3%+22.7pp | 74.5%+21.5pp |
| Annual return | -18.49% | 10.90%-29.4pp | 24.63%-43.1pp | 10.90%-29.4pp |
| Employer contribution / active EE | $2,218 | $3,128-29.1% | $3,374-34.3% | $3,128-29.1% |
| Participant deferral / active EE | $4,808 | $5,089-5.5% | $4,626+3.9% | $5,089-5.5% |
| Admin fee / account holder | $45 | $79-43.5% | $7,340-99.4% | $79-43.5% |