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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,212 | $209,405-47.8% | $178,486-38.8% | $158,931-31.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 2.48% | 188.77%-186.3pp | 151.08%-148.6pp | 302.86%-300.4pp |
| Employer contribution / active EE | $9,938 | $5,707+74.1% | $5,011+98.3% | $4,761+108.7% |
| Participant deferral / active EE | $5,085 | $5,954-14.6% | $5,202-2.3% | $5,982-15.0% |
| Admin fee / account holder | $21,734 | $17,076+27.3% | $13,985+55.4% | $11,247+93.2% |