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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,173 | $77,816-62.5% | $123,549-76.4% | $64,181-54.5% |
| Participation rate | 97.4% | 74.7%+22.7pp | 82.3%+15.1pp | 69.6%+27.8pp |
| Annual return | -2.13% | 12.49%-14.6pp | 119.20%-121.3pp | 7.63%-9.8pp |
| Employer contribution / active EE | $1,380 | $3,014-54.2% | $4,628-70.2% | $2,381-42.0% |
| Participant deferral / active EE | $5,895 | $5,240+12.5% | $6,426-8.3% | $3,470+69.9% |
| Admin fee / account holder | $341 | $5,519-93.8% | $9,284-96.3% | $4,887-93.0% |