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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,364 | $127,386-40.1% | $115,037-33.6% | $125,393-39.1% |
| Participation rate | 87.5% | 84.2%+3.3pp | 81.4%+6.1pp | 83.2%+4.3pp |
| Annual return | -2.21% | 31.28%-33.5pp | 26.14%-28.3pp | 282.23%-284.4pp |
| Employer contribution / active EE | $10,566 | $5,166+104.5% | $4,608+129.3% | $4,866+117.1% |
| Participant deferral / active EE | $10,004 | $6,423+55.8% | $6,026+66.0% | $5,351+86.9% |
| Admin fee / account holder | $342 | $9,516-96.4% | $8,175-95.8% | $9,541-96.4% |