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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,934 | $67,411+18.6% | $91,004-12.2% | $70,124+14.0% |
| Participation rate | 86.8% | 71.4%+15.5pp | 75.6%+11.2pp | 69.5%+17.3pp |
| Annual return | 11.81% | -40.16%+52.0pp | 4.60%+7.2pp | 73.14%-61.3pp |
| Employer contribution / active EE | $3,528 | $1,786+97.5% | $2,456+43.6% | $2,342+50.6% |
| Participant deferral / active EE | $5,404 | $2,823+91.5% | $3,548+52.3% | $3,332+62.2% |
| Admin fee / account holder | $1,299 | $4,236-69.3% | $5,417-76.0% | $4,645-72.0% |