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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $508,019 |
Filed as: SPECTRUM INVESTMENT Service code 27 · EIN 39-1828175 | Advisory (Plan) | $161,962 |
PLANTE & MORAN, PLLC1 year Filed as: PLANTE & MORAN,PLLC Service code 10 · EIN 38-1357951 | Accounting | $45,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,108 | $121,599-58.0% | $135,998-62.4% | $103,657-50.7% |
| Participation rate | 95.5% | 76.2%+19.3pp | 81.9%+13.6pp | 73.4%+22.2pp |
| Annual return | 19.79% | 26.09%-6.3pp | 68.37%-48.6pp | 33.13%-13.3pp |
| Employer contribution / active EE | $1,766 | $4,627-61.8% | $4,860-63.7% | $3,216-45.1% |
| Participant deferral / active EE | $6,229 | $7,782-20.0% | $7,761-19.7% | $5,218+19.4% |
| Admin fee / account holder | $104 | $76+37.0% | $10,769-99.0% | $114-9.1% |