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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,192 | $49,177-24.4% | $79,476-53.2% | $64,181-42.1% |
| Participation rate | 64.3% | 65.0%-0.7pp | 73.3%-9.1pp | 69.6%-5.3pp |
| Annual return | -6.04% | -1.16%-4.9pp | 718.21%-724.3pp | 7.63%-13.7pp |
| Employer contribution / active EE | $2,141 | $2,076+3.1% | $2,800-23.6% | $2,381-10.1% |
| Participant deferral / active EE | $3,910 | $2,821+38.6% | $3,704+5.6% | $3,470+12.7% |
| Admin fee / account holder | $3,878 | $3,839+1.0% | $5,113-24.2% | $4,887-20.7% |