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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,190 | $99,032-75.6% | $80,022-69.8% | $135,382-82.1% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -11.87% | 15.39%-27.3pp | 11.22%-23.1pp | 519.77%-531.6pp |
| Employer contribution / active EE | $2,630 | $3,043-13.6% | $2,468+6.6% | $4,779-45.0% |
| Participant deferral / active EE | $5,841 | $4,282+36.4% | $3,686+58.5% | $5,609+4.1% |
| Admin fee / account holder | $630 | $10,436-94.0% | $6,521-90.3% | $10,829-94.2% |