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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,528 | $95,915-88.0% | $79,580-85.5% | $134,532-91.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -24.38% | -2.71%-21.7pp | 0.15%-24.5pp | 418.27%-442.6pp |
| Employer contribution / active EE | $1,125 | $3,129-64.0% | $2,413-53.4% | $4,741-76.3% |
| Participant deferral / active EE | $5,012 | $4,693+6.8% | $3,985+25.8% | $6,401-21.7% |
| Admin fee / account holder | $676 | $9,132-92.6% | $6,835-90.1% | $11,429-94.1% |