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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,624 | $110,137-21.3% | $161,149-46.2% | $82,637+4.8% |
| Participation rate | 87.3% | 72.4%+14.9pp | 78.8%+8.4pp | 68.1%+19.2pp |
| Annual return | 12.25% | 20.69%-8.4pp | 21.16%-8.9pp | 53.51%-41.3pp |
| Employer contribution / active EE | $2,717 | $2,856-4.9% | $4,360-37.7% | $2,552+6.5% |
| Participant deferral / active EE | $8,460 | $4,575+84.9% | $6,153+37.5% | $4,126+105.0% |
| Admin fee / account holder | $28,826 | $9,467+204.5% | $15,194+89.7% | $7,339+292.8% |