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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,117 | $144,130-76.3% | $117,860-71.1% | $147,585-76.9% |
| Participation rate | 54.2% | 83.4%-29.3pp | 79.7%-25.5pp | 82.8%-28.7pp |
| Annual return | 23.21% | 531.20%-508.0pp | 335.10%-311.9pp | 578.58%-555.4pp |
| Employer contribution / active EE | $1,341 | $4,897-72.6% | $3,786-64.6% | $4,876-72.5% |
| Participant deferral / active EE | $3,712 | $5,316-30.2% | $4,482-17.2% | $5,439-31.7% |
| Admin fee / account holder | $4,774 | $10,887-56.1% | $8,021-40.5% | $10,886-56.1% |