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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,071 | $91,037+265.9% | $71,671+364.7% | $147,586+125.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 16.19% | 20.48%-4.3pp | 20.65%-4.5pp | 578.59%-562.4pp |
| Employer contribution / active EE | $9,797 | $3,327+194.4% | $2,460+298.3% | $4,876+100.9% |
| Participant deferral / active EE | $6,900 | $4,498+53.4% | $3,438+100.7% | $5,439+26.9% |
| Admin fee / account holder | $7,479 | $8,613-13.2% | $5,558+34.6% | $10,886-31.3% |