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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,966 | $98,766+279.7% | $149,730+150.4% | $79,852+369.6% |
| Participation rate | 98.1% | 75.8%+22.4pp | 82.5%+15.7pp | 69.6%+28.5pp |
| Annual return | 16.57% | 27.43%-10.9pp | 276.70%-260.1pp | 31.72%-15.2pp |
| Employer contribution / active EE | $13,852 | $3,217+330.6% | $4,645+198.2% | $2,471+460.6% |
| Participant deferral / active EE | $11,834 | $5,681+108.3% | $6,843+72.9% | $3,740+216.4% |
| Admin fee / account holder | $14,492 | $6,052+139.5% | $9,310+55.7% | $5,306+173.1% |