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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,724 | $150,445-53.7% | $136,297-48.8% | $147,585-52.8% |
| Participation rate | 84.6% | 84.4%+0.2pp | 81.9%+2.7pp | 82.8%+1.8pp |
| Annual return | 18.52% | 1049.14%-1030.6pp | 5156.16%-5137.6pp | 578.57%-560.1pp |
| Employer contribution / active EE | $5,408 | $5,256+2.9% | $4,696+15.2% | $4,876+10.9% |
| Participant deferral / active EE | $11,171 | $6,631+68.5% | $6,247+78.8% | $5,439+105.4% |
| Admin fee / account holder | $10,975 | $10,906+0.6% | $9,244+18.7% | $10,885+0.8% |