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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,668 | $118,877-58.2% | $96,570-48.6% | $167,536-70.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | -0.71% | 50.50%-51.2pp | 37.79%-38.5pp | 478.82%-479.5pp |
| Employer contribution / active EE | $3,758 | $3,121+20.4% | $2,357+59.4% | $4,839-22.3% |
| Participant deferral / active EE | $12,858 | $4,617+178.5% | $3,849+234.0% | $6,342+102.7% |
| Admin fee / account holder | $17,199 | $8,069+113.2% | $6,182+178.2% | $12,315+39.7% |