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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,566 | $113,941-72.3% | $94,229-66.5% | $125,389-74.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -22.10% | 5.29%-27.4pp | 10.68%-32.8pp | 282.24%-304.3pp |
| Employer contribution / active EE | $3,042 | $4,727-35.7% | $3,587-15.2% | $4,866-37.5% |
| Participant deferral / active EE | $6,190 | $5,179+19.5% | $4,320+43.3% | $5,352+15.7% |
| Admin fee / account holder | $354 | $8,392-95.8% | $6,269-94.4% | $9,541-96.3% |