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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,836 | $167,362-54.1% | $143,799-46.6% | $134,532-42.9% |
| Participation rate | 42.9% | 84.8%-42.0pp | 80.3%-37.5pp | 81.2%-38.4pp |
| Annual return | -18.54% | 0.47%-19.0pp | -0.04%-18.5pp | 418.27%-436.8pp |
| Employer contribution / active EE | $1,604 | $5,620-71.5% | $4,952-67.6% | $4,741-66.2% |
| Participant deferral / active EE | $5,552 | $6,447-13.9% | $5,638-1.5% | $6,401-13.3% |
| Admin fee / account holder | $325 | $18,094-98.2% | $14,677-97.8% | $11,429-97.2% |