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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,209 | $84,684-66.7% | $73,835-61.8% | $125,388-77.5% |
| Participation rate | 84.6% | 76.8%+7.9pp | 73.4%+11.2pp | 83.2%+1.4pp |
| Annual return | -2.70% | 3123.93%-3126.6pp | 2268.13%-2270.8pp | 282.24%-284.9pp |
| Employer contribution / active EE | $3,335 | $3,123+6.8% | $2,788+19.6% | $4,866-31.5% |
| Participant deferral / active EE | $4,839 | $3,993+21.2% | $3,583+35.1% | $5,352-9.6% |
| Admin fee / account holder | $699 | $5,691-87.7% | $4,880-85.7% | $9,541-92.7% |