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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,688 | $121,677+189.9% | $104,625+237.1% | $158,966+121.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 13.35% | 465.58%-452.2pp | 340.60%-327.2pp | 302.95%-289.6pp |
| Employer contribution / active EE | $3,700 | $3,165+16.9% | $2,681+38.0% | $4,762-22.3% |
| Participant deferral / active EE | $9,970 | $4,175+138.8% | $3,738+166.8% | $5,983+66.6% |
| Admin fee / account holder | $10,025 | $7,777+28.9% | $6,465+55.1% | $11,250-10.9% |