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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,464 | $44,850+32.6% | $60,547-1.8% | $59,633-0.3% |
| Participation rate | 34.6% | 59.5%-24.9pp | 68.0%-33.3pp | 68.7%-34.1pp |
| Annual return | -2.54% | 1074.14%-1076.7pp | 335.64%-338.2pp | 2041.45%-2044.0pp |
| Employer contribution / active EE | $396 | $1,462-72.9% | $2,419-83.6% | $2,203-82.0% |
| Participant deferral / active EE | $916 | $2,230-58.9% | $3,328-72.5% | $3,192-71.3% |
| Admin fee / account holder | $58 | $3,635-98.4% | $4,536-98.7% | $4,297-98.7% |