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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,521 | $54,380-34.7% | $68,509-48.2% | $59,633-40.4% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 68.7%+31.3pp |
| Annual return | -2.78% | 2.83%-5.6pp | 8.27%-11.0pp | 2041.40%-2044.2pp |
| Employer contribution / active EE | $3,365 | $1,539+118.7% | $2,278+47.7% | $2,203+52.8% |
| Participant deferral / active EE | $3,682 | $2,643+39.3% | $3,382+8.8% | $3,192+15.4% |
| Admin fee / account holder | $1,752 | $3,885-54.9% | $5,275-66.8% | $4,297-59.2% |