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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,079 | $201,264-67.2% | $184,185-64.1% | $145,978-54.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 182.47% | 29.00%+153.5pp | 28.81%+153.7pp | 550.52%-368.0pp |
| Employer contribution / active EE | $15,396 | $7,021+119.3% | $6,426+139.6% | $4,662+230.3% |
| Participant deferral / active EE | $5,044 | $9,806-48.6% | $9,132-44.8% | $6,690-24.6% |
| Admin fee / account holder | $304 | $16,376-98.1% | $13,909-97.8% | $13,400-97.7% |