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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,404 | $202,345-54.3% | $172,755-46.5% | $152,885-39.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.39% | 1029.77%-1003.4pp | 802.94%-776.5pp | 345.39%-319.0pp |
| Employer contribution / active EE | $14,844 | $5,858+153.4% | $5,144+188.6% | $4,763+211.7% |
| Participant deferral / active EE | $11,718 | $5,948+97.0% | $5,198+125.5% | $5,851+100.3% |
| Admin fee / account holder | $1,178 | $17,111-93.1% | $13,955-91.6% | $11,598-89.8% |