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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,692 | $135,905+159.5% | $126,068+179.8% | $198,609+77.6% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 14.23% | 14.07%+0.2pp | 15.01%-0.8pp | 202.70%-188.5pp |
| Employer contribution / active EE | $3,606 | $4,245-15.0% | $3,968-9.1% | $5,055-28.7% |
| Participant deferral / active EE | $16,575 | $8,523+94.5% | $8,214+101.8% | $6,977+137.6% |
| Admin fee / account holder | $3,756 | $21,036-82.1% | $18,264-79.4% | $19,030-80.3% |