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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,383 | $72,027-85.6% | $185,835-94.4% | $79,852-87.0% |
| Participation rate | 72.1% | 65.8%+6.3pp | 78.0%-5.9pp | 69.6%+2.5pp |
| Annual return | 39.64% | 23.13%+16.5pp | 35.96%+3.7pp | 31.72%+7.9pp |
| Employer contribution / active EE | $1,436 | $1,965-26.9% | $4,087-64.9% | $2,471-41.9% |
| Participant deferral / active EE | $2,805 | $3,780-25.8% | $5,633-50.2% | $3,740-25.0% |
| Admin fee / account holder | $483 | $4,513-89.3% | $9,502-94.9% | $5,306-90.9% |