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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,667 | $102,429+110.6% | $147,096+46.6% | $80,925+166.5% |
| Participation rate | 90.4% | 75.9%+14.5pp | 82.2%+8.2pp | 67.7%+22.7pp |
| Annual return | 14.43% | 135.02%-120.6pp | 419.75%-405.3pp | 35.65%-21.2pp |
| Employer contribution / active EE | $3,640 | $3,716-2.0% | $4,936-26.3% | $2,756+32.1% |
| Participant deferral / active EE | $12,857 | $6,649+93.4% | $8,071+59.3% | $4,299+199.1% |
| Admin fee / account holder | $19,351 | $7,957+143.2% | $13,005+48.8% | $6,940+178.8% |