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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,713 | $76,112-59.6% | $96,534-68.2% | $71,511-57.1% |
| Participation rate | 84.3% | 74.4%+9.9pp | 76.0%+8.3pp | 67.9%+16.3pp |
| Annual return | 18.49% | 22.81%-4.3pp | 25.88%-7.4pp | 28.86%-10.4pp |
| Employer contribution / active EE | $2,029 | $2,248-9.7% | $2,965-31.6% | $2,589-21.6% |
| Participant deferral / active EE | $3,251 | $4,217-22.9% | $4,851-33.0% | $4,291-24.2% |
| Admin fee / account holder | $77 | $2,708-97.2% | $8,253-99.1% | $1,588-95.2% |