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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,644 | $157,276-55.1% | $141,177-50.0% | $152,885-53.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.02% | 64.33%-40.3pp | 71.40%-47.4pp | 345.39%-321.4pp |
| Employer contribution / active EE | $3,066 | $5,262-41.7% | $4,736-35.3% | $4,763-35.6% |
| Participant deferral / active EE | $4,915 | $7,110-30.9% | $6,710-26.7% | $5,851-16.0% |
| Admin fee / account holder | $588 | $12,123-95.1% | $10,263-94.3% | $11,598-94.9% |