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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,899 | $181,896+12.6% | $156,551+30.9% | $273,972-25.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.62% | 30.74%-21.1pp | 32.23%-22.6pp | 41.46%-31.8pp |
| Employer contribution / active EE | $12,022 | $6,248+92.4% | $5,501+118.5% | $4,869+146.9% |
| Participant deferral / active EE | $8,280 | $5,550+49.2% | $4,871+70.0% | $5,287+56.6% |
| Admin fee / account holder | $742 | $15,560-95.2% | $13,028-94.3% | $10,133-92.7% |