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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,228 | $106,008-39.4% | $92,240-30.4% | $147,586-56.5% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 21.48% | 50.05%-28.6pp | 176.29%-154.8pp | 578.59%-557.1pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $8,094 | $4,478+80.7% | $3,897+107.7% | $5,439+48.8% |
| Admin fee / account holder | $1,063 | $6,333-83.2% | $5,194-79.5% | $10,886-90.2% |