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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,613 | $105,198+161.0% | $159,455+72.2% | $85,856+219.9% |
| Participation rate | 89.3% | 75.8%+13.5pp | 82.8%+6.5pp | 69.3%+20.0pp |
| Annual return | 14.80% | 45.08%-30.3pp | 263.63%-248.8pp | 318.58%-303.8pp |
| Employer contribution / active EE | $2,651 | $3,319-20.1% | $4,830-45.1% | $2,565+3.4% |
| Participant deferral / active EE | $11,079 | $5,946+86.3% | $7,353+50.7% | $3,952+180.3% |
| Admin fee / account holder | $303 | $6,934-95.6% | $10,800-97.2% | $6,261-95.2% |