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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,339 | $110,083-2.5% | $151,639-29.2% | $68,486+56.7% |
| Participation rate | 91.5% | 84.0%+7.6pp | 87.5%+4.1pp | 67.9%+23.7pp |
| Annual return | -18.65% | -10.12%-8.5pp | 3.34%-22.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $3,830 | $4,470-14.3% | $6,165-37.9% | $2,597+47.5% |
| Participant deferral / active EE | $12,614 | $6,526+93.3% | $8,363+50.8% | $4,028+213.2% |
| Admin fee / account holder | $5,217 | $7,718-32.4% | $11,613-55.1% | $5,404-3.5% |