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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.7 years Service code 15 · EIN 23-1945930 | Recordkeeping | $19,571 |
CERITY PARTNERS4 years Service code 13 PO BOX 21834 · NEW YORK, NY 10087 | Contract Administrator | $16,917 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,882 | $46,697-44.6% | $117,529-78.0% | $68,490-62.2% |
| Participation rate | 83.6% | 56.8%+26.8pp | 70.6%+13.0pp | 67.9%+15.7pp |
| Annual return | -1.61% | -14.52%+12.9pp | 29.77%-31.4pp | -7.85%+6.2pp |
| Employer contribution / active EE | $1,032 | $1,506-31.5% | $4,179-75.3% | $2,597-60.3% |
| Participant deferral / active EE | $3,207 | $2,637+21.6% | $4,072-21.2% | $4,028-20.4% |
| Admin fee / account holder | $238 | $4,023-94.1% | $5,645-95.8% | $5,403-95.6% |