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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,938 | $82,674-48.1% | $125,381-65.8% | $68,486-37.3% |
| Participation rate | 73.3% | 75.1%-1.7pp | 82.4%-9.0pp | 67.9%+5.4pp |
| Annual return | -16.82% | -5.97%-10.9pp | 572.31%-589.1pp | -7.85%-9.0pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,225 | $6,111-47.2% | $7,448-56.7% | $4,028-19.9% |
| Admin fee / account holder | $366 | $6,277-94.2% | $10,007-96.3% | $5,404-93.2% |