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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,140 | $106,280+253.9% | $96,538+289.6% | $139,487+169.7% |
| Participation rate | 81.3% | 77.8%+3.4pp | 74.3%+6.9pp | 80.3%+0.9pp |
| Annual return | 15.23% | 38.48%-23.3pp | 35.74%-20.5pp | 373.84%-358.6pp |
| Employer contribution / active EE | $3,926 | $4,107-4.4% | $3,740+5.0% | $4,755-17.4% |
| Participant deferral / active EE | $11,720 | $5,457+114.8% | $4,880+140.1% | $6,713+74.6% |
| Admin fee / account holder | $28,493 | $7,888+261.2% | $6,737+322.9% | $11,407+149.8% |