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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,693 | $115,814+192.4% | $101,275+234.4% | $158,982+113.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.11% | 56.16%-41.0pp | 46.48%-31.4pp | 302.99%-287.9pp |
| Employer contribution / active EE | $4,285 | $4,176+2.6% | $3,660+17.1% | $4,763-10.0% |
| Participant deferral / active EE | $11,974 | $4,958+141.5% | $4,371+174.0% | $5,983+100.1% |
| Admin fee / account holder | $2,978 | $7,249-58.9% | $5,948-49.9% | $11,252-73.5% |