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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,856 | $138,076+217.8% | $123,553+255.2% | $135,380+224.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.30% | 153.70%-162.0pp | 119.21%-127.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $8,993 | $5,152+74.6% | $4,628+94.3% | $4,779+88.2% |
| Participant deferral / active EE | $18,469 | $6,800+171.6% | $6,426+187.4% | $5,609+229.3% |
| Admin fee / account holder | $318 | $10,917-97.1% | $9,284-96.6% | $10,828-97.1% |