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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $550,324 | $150,447+265.8% | $136,298+303.8% | $147,586+272.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 28.64% | 1049.15%-1020.5pp | 5156.27%-5127.6pp | 578.59%-550.0pp |
| Employer contribution / active EE | $8,362 | $5,256+59.1% | $4,696+78.1% | $4,876+71.5% |
| Participant deferral / active EE | $17,770 | $6,631+168.0% | $6,247+184.5% | $5,439+226.7% |
| Admin fee / account holder | $558 | $10,906-94.9% | $9,244-94.0% | $10,886-94.9% |