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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $3,467 |
Service code 99 · EIN 95-3845382 | Other Fees | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,038 | $44,425-68.4% | $67,834-79.3% | $55,167-74.6% |
| Participation rate | 78.7% | 59.7%+19.0pp | 68.8%+9.9pp | 69.0%+9.7pp |
| Annual return | 11.04% | 17.80%-6.8pp | 138.47%-127.4pp | 169.23%-158.2pp |
| Employer contribution / active EE | $1,030 | $1,351-23.8% | $2,403-57.1% | $1,963-47.5% |
| Participant deferral / active EE | $3,178 | $2,166+46.7% | $3,160+0.6% | $3,054+4.1% |
| Admin fee / account holder | $15 | $530-97.1% | $4,622-99.7% | $504-96.9% |