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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $267,163 |
Filed as: GALLAGHER BENEFITS SERVICES Service code 16 · EIN 13-3727333 | Consulting | $38,400 |
Filed as: KESTRA ADVISORY Service code 49 · EIN 47-1566880 | Other Services | $9,600 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,452 | $144,879+41.8% | $111,319+84.6% | $93,010+120.9% |
| Participation rate | 99.9% | 86.1%+13.8pp | 77.3%+22.6pp | 73.9%+26.0pp |
| Annual return | 15.39% | 18.11%-2.7pp | 54.68%-39.3pp | 158.70%-143.3pp |
| Employer contribution / active EE | $6,941 | $3,052+127.4% | $2,732+154.1% | $2,705+156.6% |
| Participant deferral / active EE | $11,269 | $5,576+102.1% | $4,488+151.1% | $4,561+147.1% |
| Admin fee / account holder | $198 | $104+91.3% | $7,966-97.5% | $152+30.6% |