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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,908 | $98,240+12.9% | $82,312+34.7% | $147,586-24.9% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 18.03% | 30.85%-12.8pp | 25.88%-7.8pp | 578.59%-560.6pp |
| Employer contribution / active EE | $9,225 | $3,192+189.0% | $2,428+279.9% | $4,876+89.2% |
| Participant deferral / active EE | $5,048 | $4,383+15.2% | $3,706+36.2% | $5,439-7.2% |
| Admin fee / account holder | $5,962 | $8,563-30.4% | $5,608+6.3% | $10,886-45.2% |