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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,031 | $78,694-4.7% | $67,652+10.9% | $125,389-40.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | 0.29% | 9.46%-9.2pp | 6625.40%-6625.1pp | 282.24%-282.0pp |
| Employer contribution / active EE | $6,649 | $3,044+118.4% | $2,266+193.5% | $4,866+36.6% |
| Participant deferral / active EE | $4,402 | $4,292+2.6% | $3,560+23.7% | $5,352-17.7% |
| Admin fee / account holder | $4,651 | $7,403-37.2% | $4,821-3.5% | $9,541-51.2% |