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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,997 | $97,729-89.8% | $83,830-88.1% | $135,379-92.6% |
| Participation rate | 90.0% | 80.0%+10.0pp | 76.1%+13.9pp | 82.6%+7.4pp |
| Annual return | 27.57% | 1287.52%-1259.9pp | 850.97%-823.4pp | 519.79%-492.2pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,500 | $4,683-25.3% | $4,082-14.3% | $5,609-37.6% |
| Admin fee / account holder | $429 | $6,674-93.6% | $5,479-92.2% | $10,828-96.0% |